109

Там же.

110

Там же.

111

https://developer.visa.com/cybersource

112

http://www.mastercard.com/us/company/en/whatwedo/products.html

113

Study published by Accenture back in 2011 «Mobile commerce landscape» Federal Reserve Survey of Consumer Finances, US Census Bureau, Sallie Mae, Com Score, Experian Payment behavior in Germany in 2011. Deutsche Bundesbank.

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