Byrne, A., Blake, D., Cairns, A., & Dowd, K. (2006). There’s no time like the present: The cost of delaying retirement saving. Financial Services Review, 15(3), 213–231.
Venti, S. (2006). Choice, behavior and retirement saving, публикация в G. Clark, A. Munnell & M. Orszag (Eds.), Oxford handbook of pensions and retirement income (Vol. 1, p. 21–30). New York, NY: Oxford University Press.
