См.: Ted O’Donoghue & Matthew Rabin, Choice and Procrastination, 116 Q.J. Econ. 121, 121-22 (2001); Richard H. Thaler & Shlomo Benartzi, Save More Tomorrow™: Using Behavioral Economics to Increase Employee Saving, 112 J. Pol. Econ. S164, S168-69 (2004).
