Seligman and Schulman, “Explanatory Style,” 834–35.
99
Ibid., 835.
100
Seligman, Learned Optimism, 292.
101
Alicia H. Munnell, Anthony Webb, Luke Delorme, and Francesca Golub-Saas, “National Retirement Risk Index: How Much Longer Do We Need to Work?” Center for Retirement Research Report, no. 12–12 (June 2012); Teresa Ghilarducci, “Our Ridiculous Approach to Retirement,” New York Times, July 21, 2012.